Best Payment Gateway for Small Business in India
Collect UPI, card and net banking payments online. Compare popular payment gateways and payment-link providers for small businesses.
Updated October 2026 · Some links are affiliate links, see our disclosure. Check each provider’s website for current pricing and features.
| Tool | Best for | Pricing | |
|---|---|---|---|
| Razorpay | Best for online payments | Fees apply per transaction; see website | Explore Razorpay |
| Cashfree Payments | Best for payouts | Fees apply per transaction; see website | Explore Cashfree |
1. Razorpay Best for online payments
Payment gateway and payment links to collect UPI, cards and net banking.
Pros
- Wide payment method support
- Payment links without a website
Cons
- Transaction fees apply
2. Cashfree Payments Best for payouts
Payment gateway, payment links and payouts for businesses.
Pros
- Collections and payouts in one place
- Developer friendly
Cons
- Transaction fees apply
How to choose
- Start with the problem: simple invoices, stock tracking, or full accounting and GST filing.
- Check that GST invoicing, e-invoicing (if applicable to you) and returns support match your business.
- Use the free plan or trial first and test with your real invoices.
- Check your accountant is comfortable with the tool and its export formats.
Pricing, plans and features change often, so confirm the details on the provider’s website before buying.